What type of loan are you looking for?
Select the option that best matches your goal.
How soon are you looking to move forward?
This helps us prioritize your match with lenders who can meet your timeline.
What type of property do you own?
HELOC eligibility varies by property type.
What is your home's estimated current value?
A rough estimate is fine — we won't verify this until you connect with a lender.
How much do you still owe on your mortgage?
This helps determine how much equity you may be able to access.
What do you plan to use the funds for?
This won't affect your eligibility — it helps us match you with the right lender.
What type of business do you operate?
Your business structure affects the loan programs available to you.
What is your average monthly business revenue?
Gross revenue before expenses.
How long has your business been operating?
Most lenders require at least 6 months of business history.
What will you use the business funding for?
Select the primary use of funds.
How much total debt would you like to consolidate?
Include credit cards, medical bills, personal loans, and other debts.
What types of debt are you looking to consolidate?
Select your primary debt type.
What is your approximate monthly income?
Combined household income before taxes.
What type of loan do you currently have?
This helps us find lenders that specialize in your loan type.
What is your home's estimated current value?
A rough estimate is fine.
What is your current mortgage balance?
Your remaining principal balance.
What is your primary goal with this refinance?
Select the option that best describes what you want to achieve.
Which branch of the military did you serve in?
VA loans are available to all branches of service.
What is your current military status?
This determines which VA loan benefits you qualify for.
Have you used your VA loan benefit before?
You can use your VA benefit more than once — this helps us understand your situation.
Are you looking to purchase or refinance?
We match VA purchase and VA refinance (IRRRL) separately.
What is the estimated purchase price or home value?
For a purchase, use your target price. For a refi, use your home's estimated value.
What is your ZIP code?
We use this to match you with licensed lenders in your area.
How would you describe your credit score?
This is a self-reported estimate — no credit pull at this stage.
Which best describes your current financial situation?
Please choose the option that most accurately applies.
Are you open to being contacted by a matched lender?
You're never obligated — this just helps lenders prioritize your inquiry.
What is your email address?
We'll send your matched lender offers here. No spam — ever.
What is your name?
So your matched lenders can address you properly.
What is your annual household income?
Combined gross income before taxes. Used for lender matching only.
What is your phone number?
Your matched lenders will use this to send your personalized rate offers.
Finding Your Best Matches…
You're Matched!
We've connected your profile to our network of licensed lenders. A Lendspedia-verified lender will reach out shortly with your personalized rate offer.
We May Not Be the Right Fit Right Now
Based on your answers, our current lender network may not have an option that meets your needs at this time. We recommend speaking with a HUD-approved housing counselor for free guidance.
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