Please read this important information about our service, advertised rates, and lender relationships.
All content on lendspedia.com (the "Site"), operated by Solcertain LLC ("Lendspedia," "we," "us," or "our"), is provided for general informational purposes only. Lendspedia is a free loan comparison and lender-matching platform. We are not a mortgage lender, mortgage broker, creditor, financial advisor, or credit counselor. We do not originate loans, issue loan commitments, guarantee loan approval, or provide personalized financial advice.
Using the Site, completing our assessment, or contacting us does not create a lender-borrower, broker-client, advisor-client, or any other professional relationship with Lendspedia. Decisions about financing are solely between you and a licensed lending professional.
Any interest rates, APRs, monthly payments, or loan terms displayed or referenced on the Site are provided for illustrative and educational purposes only and are not guaranteed. Actual rates and terms depend on your credit profile, income, debt-to-income ratio, property type, loan-to-value ratio, down payment, loan amount, and each Lender's underwriting guidelines. Rate quotes are provided by independent third-party Lenders, not by Lendspedia. Rate information may not reflect current market conditions.
The lenders ("Lenders") in our network are independent third parties. We do not employ, supervise, or control Lenders, and we do not guarantee their qualifications, products, rates, terms, or services. Any loan you obtain from a Lender is governed entirely by your agreement with that Lender, applicable law, and the Lender's own policies. We are not a party to any loan agreement between you and a Lender.
Lendspedia is compensated by Lenders and other partners when a consumer is connected with a Lender or when a loan transaction closes. This compensation may influence which Lenders appear on the Site or in what order results are displayed. However, we do not represent that any listed Lender is the best available option for every consumer — we encourage you to compare multiple offers.
Any savings figures, average savings amounts, or borrower results described on the Site are based on published third-party research or general market data and are provided for illustrative purposes only. Individual results will vary. We do not guarantee that you will achieve any specific savings by using Lendspedia.
Testimonials and borrower stories on the Site reflect individual experiences and are not a guarantee that you will achieve the same or similar results. Individual results vary based on loan type, credit, market conditions, and other factors. [Describe whether testimonials are real, composite, or illustrative — and obtain proper releases.]
Lendspedia is committed to the principles of the Fair Housing Act and Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other protected characteristic.
Lendspedia connects consumers with NMLS-registered mortgage professionals. You can verify any lender's licensing status at www.nmlsconsumeraccess.org. [Insert your company's NMLS ID if applicable, or confirm whether one is required for your specific business model.]
Solcertain LLC (Lendspedia)
255 S Orange Avenue, Orlando, FL 32801
Email: info@lendspedia.com
Phone: 407-710-9338